I grew up poor. We weren’t homeless by any means, but we were definitely below the federal poverty level. At the end of the day, I believe growing up poor taught me some valuable life skills that are helpful as I embark on my financial independence journey.

1. Creativity — Poor kids don’t typically go on a lot of vacations. Having a lot of free time allowed me to get to know myself. I read, played quietly, drew, and started learning what I really liked doing. This creativity has really helped me with some of my side hustles and finding unique ways to make money as an adult.
2. Independence — Poor kids don’t always have babysitters or people to drive them home from school. Into adulthood, I have ventured off on my own to travel, attend school, and work. I see many of my peers afraid to leave their hometowns and their comfort zone.
3. Health— Poor kids don’t always have access to healthy foods. Most of the meals we ate growing up were ramen-based, macaroni and cheese, spaghetti, tacos, or fried meats. Today, even with my financial independence goals in mind, I refuse to stop purchasing healthy produce from the grocery store.  What’s the point of having money if you feel like crap?
4. Interpersonal Skills — Poor kids don’t usually have the option to be snobby. I feel like I have a special place in my heart for not only poor people, but for general outcasts. I know what it feels like to be bullied, and I would hate to do the same to another person! Yes, adult bullies do exist.
5. I know I don’t want to be poor again. I had a great childhood – full of imagination and great moments playing family games. However, now that I’ve been poor, I really don’t want to have to do it again. I know that I have the ability to be frugal and creative, but want that to be my choice, not a survival need.

Anyone else out there grew up poor, and feel like they have a unique set of life skills that are helping with their financial independence journey?

*Image from wealthmagnate.com